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Nearly 1 in 3 life insurers classify marijuana users as non-smokers
Insurance Forums | Nearly 1 in 3 life insurers classify marijuana users as non-smokers Nearly one-third (29%) of life insurance companies with an underwriting policy in place for marijuana users classify those individuals as non-smokers, according to a new survey. This is definitely good news in Boulder! Keep in mind that being classified as a […]
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“Do you know how well your kids can see? Are you sure?”
Althouse: “Do you know how well your kids can see? Are you sure?” I’m a mother of three with access to top pediatricians and a network of neurotic moms, yet I was never advised to get my children’s eyes checked. Last summer I took my 4-year-old to an optometrist with an air of confidence that […]
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If you are expecting a subsidy, take estimating your income seriously and adjust throughout the year as changes happen – Obamacare took $729 bite out of tax refunds – H&R Block – Apr. 27, 2015 A majority of H&R Block clients who had received federal help to pay for their health insurance in 2014 saw […]
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Halbig Obamacare ruling and Colorado subsidies
An email from the Connect for Health Colorado explains that the Halbig ruling will not affect subsidies in Colorado… Tuesday’s ruling in US Court of Appeals in Washington DC has no impact on customers of Connect for Health Colorado – or in other states like Colorado that operate their own state-based health insurance Marketplaces (exchanges). […]
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5 financial lessons from a parent’s last days
5 financial lessons from a parent’s last days As I learned from my mom’s recent passing, there are a multitude of expenses associated with death and dying. But many of them can be managed effectively and even negotiated down, so that life’s final chapter loses some of its, well, sting. Life insurance and critical illness […]
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International Travel: Does employer coverage “have your back”?
Do you travel internationally for business? How does your employer coverage work? Do you put medical expenses on your expense report and hope they will pay them? If there is a serious injury will they repatriate you to your home country? If you have any doubts at all, consider travel medical insurance from Seven Corners. […]
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Is obesity bacteria related?
Scientists link obesity to gut bacteria (registration required) Researchers in Shanghai identified a human bacteria linked with obesity, fed it to mice and compared their weight gain with rodents without the bacteria. The latter did not become obese despite being fed a high-fat diet and being prevented from exercising. The bacteria linked to obesity is “enterobacter” and […]
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What is a health insurance exchange?
If you’ve paid attention at all to discussions of health care reform, technically known as the Patient Protection and Affordable Care Act (PPACA or ACA) and commonly referred to as Obamacare, you have heard the phrase “Health Insurance Exchange”. Although you may be familiar with the term, most likely your knowledge of what an exchange […]
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Discount dental plans
Many clients struggle with finding value with traditional dental insurance. Plans that cover major services (root canals, oral surgery, etc) start at $30/mo and can easily be priced higher depending on the maximum yearly benefit and out of dental network benefits provided. An alternate solution is a dental discount plan. The main benefit of this type […]