2019 Preliminary Rate Increase are Here!

The Division of Insurance just released the average rate increases for the individual health insurance market in 2019. You can view the release here. For 2019 individual plans, the average premium increase request is 5.94 percent across all companies and metal levels. The rate increases are not uniform across plan categories… Looking closer, the requested […]

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Bright Health, from ex-UnitedHealthcare CEO Bob Sheehy, financials

A young innovative company – Start-up health insurer led by former UnitedHealthcare CEO is off to a good start, filings show | CNBC Bright Health competes with Oscar Health and other start-up insurance plans. It has raised more than $240 million from technology and health investors. New filings show how it fared in its first […]

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Direct Primary Care Inteview

Direct primary care interview – Exploring Direct Primary Health Care with Dr. Shelby Smith | KSMU Radio This week on Making Democracy Work, host Chrystal Brigman Mahaney talks with one of the founding physicians with Equality Health Care, Dr. Shelby Smith. I’ve been using a Direct Primary Care practice for at least 3 years. Dr. […]

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Is Medicare.gov Plan Finder Tool Confusing?

Hmmm: New Report Blasts ‘Confusing’ Medicare Search Tool The issues mentioned as problems are: Out-of-pocket cost information is difficult to understand Provider and pharmacy directories are hard to navigate Plan comparisons do not permit inclusion of Medigap policies, the private plans that consumers can buy to supplement Medicare The layout and display of the website […]

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What will be the Coverage Periods for Short Term Plans?

They’re talking about Short Term major medical plans – Should Health Plans Comply With Obamacare? States Are Deciding | Bloomberg Law Starting in April (or so) of 2017 the duration of Short Term plans was limited to 3 months by the Federal Government. Prior to that time, in many states they could last 11 months […]

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Medicare Clients – Beware of “Observation Status”

NPR correspondent Alison Kodjak’s mom was admitted to the hospital for four nights after a fall. Because the hospital said she was an outpatient, Medicare wouldn’t pay for her rehabilitative care. Medicare isn’t perfect, be aware and ideally be prepared – How Medicare’s Conflicting Hospitalization Rules Cost Me Thousands Of Dollars This problem occurs when […]

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‘White Coat Syndrome?’

Be careful out there. ‘White coat hypertension’ may be sign of a real problem, study finds But the risk of death was nearly twice as high for patients with white coat hypertension, compared to patients whose blood pressure is normal when taken at the doctor’s office and at home, the report published in the New […]

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Colorado Direct Primary Care Practices

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Direct Primary Care – Check it Out

This describes my experience with my Direct Primary Care doctor… Imagine a health care experience where you can text your doctors, spend an hour with them during unlimited monthly appointments, and feel like they personally know you and your family– all for an affordable flat-rate fee.It sounds too good to be true, but such a […]

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Medicare Supplement Rate Increase? Time to Shop

If you have had original Medicare plus a supplement for a few years, no doubt you’ve experienced rate increases on your supplemental policy. Typically these occur on an annual basis but if your Medicare supplement anniversary date doesn’t align with your birth month, you may encounter two price increases per year one age based and […]

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