If you have had original Medicare plus a supplement for a few years, no doubt you’ve experienced rate increases on your supplemental policy. Typically these occur on an annual basis but if your Medicare supplement anniversary date doesn’t align with your birth month, you may encounter two price increases per year one age based and one based on the policy anniversary.
That said, the point is you can shop around for a new supplement any time of year. The other side of the coin is unlike your turning 65 enrollment during open enrollment, this time you will be subject to medical underwriting. Medical questions vary from company to company so if you do have medical conditions, we should review to determine the appropriate company to apply with.
Please call if you’ve had rate increases, we work with multiple Medicare Supplement companies and can find the right plan for your particular situation. You should shop your supplement policy every two years or any time you’ve had an unreasonable rate increase.